Data Privacy

php89 Privacy Policy

At php89, your privacy is not an afterthought — it is a core part of how we build and operate our platform. This Privacy Policy explains exactly what personal data we collect, why we collect it, how we use it, and what rights you have under Philippine law.

Effective Date: 1 January 2026  |  Last Updated: 1 January 2026

Your Rights Matter: This Privacy Policy is prepared in compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and its Implementing Rules and Regulations. By using the php89 platform, you acknowledge that you have read and understood this policy.

How php89 Protects Your Data

These cards summarise the key principles of the php89 Privacy Policy. They are provided for convenience only — please read the full policy below for complete details.

Minimal Data Collection

php89 collects only the personal data that is strictly necessary to operate the platform, verify your identity, process transactions, and comply with applicable legal and regulatory obligations. We do not collect data for its own sake.

Bank-Grade Encryption

All personal data transmitted to and from the php89 platform is protected using 256-bit SSL/TLS encryption. Data stored on our servers is encrypted at rest and access is restricted to authorised personnel only on a strict need-to-know basis.

Your Rights Under RA 10173

As a data subject under the Philippine Data Privacy Act, you have the right to be informed, to access your data, to correct inaccuracies, to object to processing, and to request erasure — subject to applicable legal retention requirements.

No Unauthorised Sharing

php89 does not sell, rent, or trade your personal data to third parties for marketing purposes. Data is shared only with trusted service providers who are contractually bound to protect it, and with regulatory authorities as required by law.

Defined Retention Periods

php89 retains personal data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable law. Account data is retained for a minimum of five years following account closure in line with AML regulations.

Direct Access to Our DPO

php89 has a designated Data Protection Officer (DPO) responsible for overseeing compliance with this Privacy Policy and applicable data privacy laws. You may contact our DPO directly with any privacy-related concerns or requests.

Your Data is Safe at php89

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